​Sustainability in the Housing Market
Marnix Hazelhoff
12 March 2025
Readingtime 3 minutes
In 2025, various changes have been implemented in mortgage rules and the housing market. For buyers, it is crucial to understand how these adjustments can impact their financing options and bidding strategy. Here are the most important changes that may affect your home search.
Why make your home more sustainable in 2025?
Sustainable living is becoming not only more important but also essential. From January 1, 2029, rental properties with energy label E, F, or G must have at least energy label D. Homeowners who invest in insulation and heat pumps can benefit from lower energy costs and greater comfort. Additionally, a home with a good energy label remains more attractive to buyers and retains its value better.
Key sustainability measures
To make homes future-proof, the following measures are popular:
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Insulation
Roof, floor, and wall insulation reduce heat loss and lower heating costs. -
Heat pumps
These systems use ambient heat and significantly reduce gas consumption. -
Solar panels
Generating your own energy leads to lower energy bills and a more sustainable home.
With stricter regulations and attractive subsidies, investing in an energy-efficient home is more
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Available subsidies
To encourage sustainability, various subsidies and schemes are available in 2025:
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Investment Subsidy for Sustainable Energy and Energy Saving (ISDE):
This subsidy is intended for homeowners and businesses investing in energy-saving measures. In 2024, the budget was increased to €600 million, with improved accessibility for monumental buildings. While exact figures for 2025 are not yet available, the scheme is expected to continue. Current conditions can be found on the Netherlands Enterprise Agency (RVO) website. -
Sustainability and Maintenance Subsidy for Rental Housing (SVOH):
This scheme supports landlords in making rental properties more energy-efficient and has been extended until December 31, 2029. In 2024, the conditions were eased, offering higher subsidy amounts and a simplified application process. -
Regional subsidies:
In addition to national programs, regional subsidies are available in 2025. In Groningen, homeowners can receive up to €10,000 for sustainability improvements through the Sustainability and Improvement Subsidy. A new insulation and ventilation subsidy will also be introduced in North Drenthe and Groningen, aiming to prepare homes for a gas-free future. Many municipalities and provinces also offer their own subsidies for heat pumps and insulation. Checking your local government’s website is advisable, as these subsidies can often be combined with national programs like ISDE.
Conclusion
Sustainable home improvements are essential in 2025, benefiting both the environment and homeowners' finances. With available subsidies and financing options, investing in energy-efficient measures has become more attractive. It's wise to stay informed about the latest opportunities and take advantage of the available schemes in time.
